Microinvestica

Pension Calculator

Calculation Hints

Retire in (years): Number of Years more that you want to make your full income.
Family (dependants): Used to figure costs to support children/dependants for a period.
Retired Withdrawal (%): Percentage of your all Savings + Retirement accounts to withdraw annually.

Your Age

Life Expectancy

Family (dependants)

Retire in (years) at Age

Retired Withdrawal %

... Years Remain

Your life expectancy used to calculate how long to make your money last.

At ... withdrawl rate,
When your're first retired, you can expect to generate ...
Annually, and this will change to ... per year,towards the end.
Projected next-egg at the end of your life ...

Income + Savings (all Household in USD )

Annual Household Incomes $ (Household Gross income - before taxes)

% Income Saved How much of full-time income are you stashing into savings

Income saved $... per year

Total annual household income from primary job

Initial Savings & Investments $ Includes Checking, CD,Savings, Stocks , Bonds, Gold

Savings APY (Avg.)

Interest income $... per year

You're total amount of Saving interest income based on basic calculation

Initial Retirement Accounts $ Includes 401k, IRA , SEP etc.

Retirement APY (Avg.)

Retirement income $... per year

You're total amount of Retirement plus interest income based on APY range

Inheritance / Sale (one time) Income from a one-time lump sum inheritance / home sale / business sale Tax Exempt

Age Received Your age when Inheritance or sale occured

Rentals/Business Income NET profit from rental properties,or net business profit.

Rental income $... per year

Total amount real estate income or business income

Annual Pensions Pension Income, for calculations will be considered when you reach SSN eligiibility age.

Annual Misc Income Miscellaneous Income, such as your side hustles, gig work (uber, AirBNB),freelance projects, etc.

Social Security Annual Projected Social Security payout will be when you are eligible

Eligible age SS / Pension Age when you expect to receive social security/Pension (Applies to US)

Expenses (All Household)

Income Taxes Annual Annual Income Taxes calculated Each year based on that year's income. Above is final year. Click (Soucre: USA Tax Bracket

Healthcare ( Household) Healthcare Insurance, Out of Pocket, Medical expenses (Source:CNBC )

Annual Inflation rate (CPI) Average Rate based on Consumer Price Index , applies to most expenses (Source:US BLS CPI )

Housing Costs Annual Housing costs mortgage or rent for primary residence (Exclude taxes)

Housing Mortgage - Term (Years) Applies mostly to homeowners with mortgages; how many years till paid in full, Renters continue to pay rent lifetime

Recurring Housing Costs Annual On-going Housing costs, Property Taxes,insurance ,maintenance

dependants, support (years) Length of time dependants will be supported by you. For different ages average of remaining years.

Debt Outstanding debt. Combine any student loans, auto loans, home equity loans (except mortgages) .

Debt Payoff Years years How many years to payoff debt? Will evenly be applied to expenses .

Cost of raising ... dependants is about $...

Cost of raising kids, or supporting family / friends. (Source: each child typically ~$13k/year )

Food Annual Cost of food for a year per household (Source: USDA )

Utilities Cost of heat, a/c,gas, electricity, internet, cell phone (Source:EnergyStar )

Transportation Cost of auto lease, maintenance, auto insurance, gasoline, Uber (Source: US BLS )

Annual Discretionary / Charity Cost of Vacations,Travel,Entertainment,Charities,large purchases etc.

Calculate and Store

Pension

Built-up your retirement with your low amount of income.

Start from root

Bring happiness after retirement from your low income.

Make target

Discuss with our team that, when you want to take your pension?

Get higher return

Your amount will make you affluent and thought-free after working age.

Boost up pension

Observe your automatic grow-up pension.

Support by you

Take any types of informative support from the customer service team.

Pass outcome to relatives

You can pass your pension fund to your inheritor to give them flexibility.

Peace At Your Older Age

Now pension system is very easy for every level of people, just ensure your target to us, after reach goal enjoy your peace.

Pension Calculator

... Years Remain

At ... withdrawl rate,
When your're first retired, you can expect to generate ...
Annually, and this will change to ... per year,towards the end.
Projected next-egg at the end of your life ...

Income saved $... per year

Interest income $... per year

Retirement income $... per year

Rental income $... per year

Cost of raising ... dependants is about $...

Pension

Start from root

Make target

Get higher return

Boost up pension

Support by you

Pass outcome to relatives

Peace At Your Older Age

Now pension system is very easy for every level of people, just ensure your target to us, after reach goal enjoy your peace.

Pension Calculator

... Years Remain

At ... withdrawl rate, When your're first retired, you can expect to generate ... Annually, and this will change to ... per year,towards the end. Projected next-egg at the end of your life ...

Income saved $... per year

Interest income $... per year

Retirement income $... per year

Rental income $... per year

Cost of raising ... dependants is about $...

Pension

Start from root

Make target

Get higher return

Boost up pension

Support by you

Pass outcome to relatives

At ... withdrawl rate,
When your're first retired, you can expect to generate ...
Annually, and this will change to ... per year,towards the end.
Projected next-egg at the end of your life ...